Silk Bank is a private bank situated in Pakistan that is proceeding to develop. It offers customary banking administrations alongside Shariah-consistent Islamic banking that is realized the Emaan Brand (Emaan Islamic Banking). The administration offered by Silk Bank comes to over the entire of Pakistan while their administrations incorporate bank record, advances and credit cards specifically. They offer two kinds of credit cards – the Silk Bank Gold Credit Card and the Silk Bank Platinum Credit Card. Peruse on to discover progressively about every one.
1-Silk Bank Gold Credit Card
This credit card is ideal for the individuals who need to exploit a scope of benefits, for example, cashback, Discounts and parity move.
Benefits
This card offers numerous benefits, for example, 0.25% cashback on all retail spends. This makes it ideal for the individuals who complete a great deal of shopping and need to exploit getting something back for utilizing the card. For the individuals who have an outstanding parity on another card can exploit moving the equalization to their Silk Bank Gold Credit Card.
Clients can likewise get tremendous limits at a wide range of stores, for example, Puma, Tommy Hilfiger and TransAsia. The rundown is broad yet there are numerous limits to exploit.
There is additionally a Treasure Chest advantage that accompanies the card, which enables clients to exploit various ideas on electronic things, nourishment and travel while the 0% portion arrangement offers 0% interest on the acquisition of specific things, for example, watches, golf and iPhones.
For the individuals who travel the world, the worldwide offers could likewise open the entryway to investment funds that could be made on a scope of administration, for example, lodgings, fitness centers and feasting.
Fees and Charges
This card accompanies a yearly charge of PKR 4,000 [at the hour of writing in Jan 18] while strengthening fees are PKR 500. The chip upkeep charge will cost clients PKR 1,000 and the money withdrawal expense is PKR 1000. In the event that you utilize the card abroad, at that point any exchanges will cost an extra 3.5% and should you miss an installment there is a late charge of PKR 2000. Should you spend over you limit, there is a charge of PKR 2000.
Interest Rates
The card accompanies a base regularly scheduled installment of 5% or PKR 500, contingent upon which is the most noteworthy. There is likewise a month to month pace of 3.5% and a loan pace of 42%. As referenced, the parity move rate sits at 0% for the initial a year.
2-Silk Bank Platinum Credit Card
The Silk Bank Platinum Credit Card gives clients access to a way of life that is rich with extravagance because of the numerous limits accessible on shopping, travel and feasting alongside cashback and limits.
Benefits
The Platinum Credit Card offers a critical 0.25% cashback on all retail buys made in Pakistan yet for the individuals who travel, they can exploit a cashback pace of 0.5% on retail buys.
The card has a zero% component which makes it conceivable to move a current credit card equalization to the Silk Platinum Credit Card with a 0% expense for the initial a year. Markdown can be found in spots, for example, FoodPanda, Bella Vita, DHL and Center Flora however the total rundown is undeniably progressively broad.
The Treasure Chest advantage will give clients access to offers that are recharged each quarter. The offers can run from Samsung Mobiles, PEL Home Appliances and a Honda Bike in spite of the fact that the offers do change. There is additionally the choice to take advantage of the 0% Installment arrangement that enables clients to buy certain things without paying interest.
Fees and Charges
The card accompanies a yearly charge of PKR 4,ooo and there are valuable fees of PKR 500. Clients will be required to pay a chip upkeep charge of PKR 1,000 and should you pull back money with the card, there is a withdrawal expense of PKR 1000. Should you miss a reimbursement, at that point you should pay a late installment charge of PKR 2000 and should you go over your cutoff then you should pay a charge of PKR 2000. In the event that the card is utilized abroad for any exchange, at that point there is an expense of 3.5% that will be payable.
Interest Rates
A base regularly scheduled installment of 5% or PKR 500 must be paid relying upon which is higher while a month to month pace of 3.5% is likewise material. Should clients need a loan, there is an expense of 42% with offset moves accompanying a 0% rate for a time of a year.
Joint Benefits that Come with the two Cards
The two cards accompany the accompanying:
– Silk Protect – This element will offer total significant serenity as it will secure friends and family in the event that you pass away or are determined to have a terminal disease. Every outstanding equalization will be waivered as a component of this featur
– Supplementary cards – Users can apply for up to five extra cards for loved ones that come at no additional expense.
– SMS and E-Alerts – All clients will be alarmed by SMS or email of all exchange that happen on their card.
– Withdraw Cash – It is conceivable to pull back up to PKR 25,000 from all Silk Bank ATMs in Pakistan.
– Worldwide Acceptance – Silk Bank Credit Card can be utilized at 28 million areas around the globe.
– Security – All cards are given extra security through the Verified by Visa highlight yet additionally the way that they have security chips which implies that a stick is required before making any installments.
Conclusion
Both the Gold and Platinum Silk Bank Credit Cards are ideal for the individuals who like to capitalize on incredible highlights, limits and cashback. These cards are perfect for the individuals who make buys far and wide or just in Pakistan because of the way that they can be utilized worldwide and the security highlights guarantee that clients can make buys with complete significant serenity.
1-Silk Bank Gold Credit Card
This credit card is ideal for the individuals who need to exploit a scope of benefits, for example, cashback, Discounts and parity move.
Benefits
This card offers numerous benefits, for example, 0.25% cashback on all retail spends. This makes it ideal for the individuals who complete a great deal of shopping and need to exploit getting something back for utilizing the card. For the individuals who have an outstanding parity on another card can exploit moving the equalization to their Silk Bank Gold Credit Card.
Clients can likewise get tremendous limits at a wide range of stores, for example, Puma, Tommy Hilfiger and TransAsia. The rundown is broad yet there are numerous limits to exploit.
There is additionally a Treasure Chest advantage that accompanies the card, which enables clients to exploit various ideas on electronic things, nourishment and travel while the 0% portion arrangement offers 0% interest on the acquisition of specific things, for example, watches, golf and iPhones.
For the individuals who travel the world, the worldwide offers could likewise open the entryway to investment funds that could be made on a scope of administration, for example, lodgings, fitness centers and feasting.
Fees and Charges
This card accompanies a yearly charge of PKR 4,000 [at the hour of writing in Jan 18] while strengthening fees are PKR 500. The chip upkeep charge will cost clients PKR 1,000 and the money withdrawal expense is PKR 1000. In the event that you utilize the card abroad, at that point any exchanges will cost an extra 3.5% and should you miss an installment there is a late charge of PKR 2000. Should you spend over you limit, there is a charge of PKR 2000.
Interest Rates
The card accompanies a base regularly scheduled installment of 5% or PKR 500, contingent upon which is the most noteworthy. There is likewise a month to month pace of 3.5% and a loan pace of 42%. As referenced, the parity move rate sits at 0% for the initial a year.
2-Silk Bank Platinum Credit Card
The Silk Bank Platinum Credit Card gives clients access to a way of life that is rich with extravagance because of the numerous limits accessible on shopping, travel and feasting alongside cashback and limits.
Benefits
The Platinum Credit Card offers a critical 0.25% cashback on all retail buys made in Pakistan yet for the individuals who travel, they can exploit a cashback pace of 0.5% on retail buys.
The card has a zero% component which makes it conceivable to move a current credit card equalization to the Silk Platinum Credit Card with a 0% expense for the initial a year. Markdown can be found in spots, for example, FoodPanda, Bella Vita, DHL and Center Flora however the total rundown is undeniably progressively broad.
The Treasure Chest advantage will give clients access to offers that are recharged each quarter. The offers can run from Samsung Mobiles, PEL Home Appliances and a Honda Bike in spite of the fact that the offers do change. There is additionally the choice to take advantage of the 0% Installment arrangement that enables clients to buy certain things without paying interest.
Fees and Charges
The card accompanies a yearly charge of PKR 4,ooo and there are valuable fees of PKR 500. Clients will be required to pay a chip upkeep charge of PKR 1,000 and should you pull back money with the card, there is a withdrawal expense of PKR 1000. Should you miss a reimbursement, at that point you should pay a late installment charge of PKR 2000 and should you go over your cutoff then you should pay a charge of PKR 2000. In the event that the card is utilized abroad for any exchange, at that point there is an expense of 3.5% that will be payable.
Interest Rates
A base regularly scheduled installment of 5% or PKR 500 must be paid relying upon which is higher while a month to month pace of 3.5% is likewise material. Should clients need a loan, there is an expense of 42% with offset moves accompanying a 0% rate for a time of a year.
Joint Benefits that Come with the two Cards
The two cards accompany the accompanying:
– Silk Protect – This element will offer total significant serenity as it will secure friends and family in the event that you pass away or are determined to have a terminal disease. Every outstanding equalization will be waivered as a component of this featur
– Supplementary cards – Users can apply for up to five extra cards for loved ones that come at no additional expense.
– SMS and E-Alerts – All clients will be alarmed by SMS or email of all exchange that happen on their card.
– Withdraw Cash – It is conceivable to pull back up to PKR 25,000 from all Silk Bank ATMs in Pakistan.
– Worldwide Acceptance – Silk Bank Credit Card can be utilized at 28 million areas around the globe.
– Security – All cards are given extra security through the Verified by Visa highlight yet additionally the way that they have security chips which implies that a stick is required before making any installments.
Conclusion
Both the Gold and Platinum Silk Bank Credit Cards are ideal for the individuals who like to capitalize on incredible highlights, limits and cashback. These cards are perfect for the individuals who make buys far and wide or just in Pakistan because of the way that they can be utilized worldwide and the security highlights guarantee that clients can make buys with complete significant serenity.
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